Everything You Need to Know About Standalone Excess Insurance

When hiring a car overseas it is always best to be prepared for the worst-case scenario. Whether you’re abroad on business, visiting family and friends, or enjoying a holiday, renting a car can make for an even more enjoyable experience.

However, it is no secret that hiring a car abroad can come with a price tag. Whilst the costs of hire and insurance tend to be reasonable, the excess fee you may find in the small print can be as high as £2000. This means if you were to have an accident in your hire car, you will be expected to pay the excess charge.

What is standalone excess insurance?

You can take our car rental excess insurance to protect you from the cost of excess if damage happens to your hire car. Regardless of whether your car has a tiny scratch or a huge dent, your insurance with the rental company makes you liable to pay the excess charge. This is even the case if the damage was not your fault.

With standalone excess insurance you can ensure you are never out of pocket even if your hire car is damaged when overseas. For a small cost you can save yourself from potentially being seriously out of pocket should you get into an accident abroad.

Where can I buy standalone car rental excess cover?

You can protect yourself from astronomical excess charges by taking out car hire excess insurance with us today. Direct Car Hire Excess can provide you with an affordable excess cover policy to give you peace of mind whilst overseas – leaving you to enjoy your time! From just as little as £0.12 per day. and with three different levels of excess insurance to choose from, we can create a bespoke cover plan for your needs.

*Actual conversion rates may vary depending on the specific date and time of the transaction

Direct Car Hire Excess know that every individual renting a car abroad is different, this is why we have different options available to you. Check out our four main options below:

As well as car hire excess insurance we also protect against the likes of the following depending on the cover you select with us:

  • Towing costs
  • Admin and handling fees
  • Car key loss
  • Misfuelling
  • Serious injuries
  • Window cover
  • Tyre cover
  • Drop off charges

To make a claim with us the process is super simple and handled online via our own unique portal. Don’t forget you can get a free no-obligation car hire excess insurance quote with us today. Alternatively, give our friendly team of experts a call on +44(0) 20 8181 3815 or email

© Strategic Insurance Services Limited 2024 | Privacy Policy | Terms & Conditions